Generally, the only other carriers in the area that provide strong competition (other than UPMC) are Aetna and UnitedHealthcare. For Seniors, popular Medicare Supplement policy options are Plans F (High-Deductible), A, N, B, C, and F. Available Medicare Advantage contracts include Community Blue HMO Signature, Security Blue HMO Basic, Security Blue HMO ValueRx, Freedom Blue PPO Select, Community Blue Medicare HMO Prestige, Security Blue HMO Standard, Security HMO Deluxe, and Freedom Blue PPO Classic. HCA Healthcare (Nashville, TN) 181. Many health systems are organized as nonprofits, which are not eligible for inclusion on theFortune500. Although coverage is only offered in the District Of Columbia and eight additional states, about 12 million persons receive services and/or benefits. Aetna $60.60. Advertiser Disclosure: Some of the offers that appear on this website are from companies which ValuePenguin receives compensation. 10) and Syracuse (No. Based in the Midwest (Indianapolis), Wellpoint offers all types of health insurance, including, HMOs, EPOs, PPOs, HSA Accounts, short-term plans, student medical coverage, and of course, Exchange/Marketplace contracts. Employees and job openings are U.S.-only. Rather than having access to a wide range of doctors, the plans typically only provide coverage when you go to a Kaiser facility (except during emergencies). They compete very favorably with other companies. It also is the most popular health insurance company in the country. All Rights Reserved. In future years, it's possible that additional states of Marketplace participation will be added, including potential profitable areas in the Midwest, especially Ohio and Indiana. Powered and implemented by Interactive Data Managed Solutions. Choosing a high-quality health insurance plan can help you avoid frustrations when using your medical benefits or getting claims paid. Senior products include Supplement, Advantage, and Part D prescription drug plans. To get an insurance quote over the phone, call: (855) 596-3655 | Agents available 24 hours a day, 7 days a week! Networks and Services. Centurion provides staffing services to correctional institutions and government agencies. In addition, Blue Cross Blue Shield is a good health insurance company that offers more flexibility in its coverage and is widely available. Many consumers choose their dental and vision products, while retaining group medical coverage through an employer. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice| Do Not Sell/Share My Personal Information| Ad Choices Highmark BCBS and UPMC Dominate Western Pa Healthcare. Our 2023 ratings and reviews are available to help you choose a top-ranked company that provides affordable pricing and comprehensive on and off-Marketplace coverage. Many UHC plans include benefits such as free primary care, low-cost prescriptions and access to wellness programs. Our network includes about 326,145 physicians and other providers and approximately 9,260 facilities.. Plus, spending account resources that offer flexibility. These segments include Individual, Medicare, Medicaid, Blue Card, Federal Employee Program, National Accounts, Local, and Specialty Products. Other subsidiaries include Availity (Internet healthcare information), Dental Network of America (third-party administrator), Prime Therapeutics (Pharmacy benefit management), Medecision (Case and disease management), TMG (Business Process Outsourcing), Dearborn National (Group life, disability, and dental), HCSC Services (administers Medicare and Medicaid), and Triwest (Military family coverage). SilverScript Choice offers preferred generic, generic, and preferred brand drug copays of $0, $5, and 17%. This year'sFortune500 companies have a total of $13.8 trillion in revenue, equivalent to roughly two-thirds of the U.S. gross domestic product. In many areas of the country, Aetna's HMO contracts were the most competitive contract available. Health Net provides health insurance to 11 million persons, and merged with Centene to create the biggest Medicare managed care company in the US. The fired Google engineer who thought its A.I. Figures are for fiscal year ended Dec. 31, 2022. For those who are self-employed, this can be a valuable way to streamline coverage, save time and reduce hassle. By waiting until the month you reach age 65 to sign up, Part B benefits may be delayed. Offers may be subject to change without notice. Information for Brokers, employers, and providers, as well as links to consumer health and wellness sites. Many innovative tools and programs are offered to customers to help maintain and manage health. The company's average Medicare star rating is 4.3 out of 5, and most of the plan's members are in. Companies are ranked by total revenues for their respective fiscal years. Customer support is a strength and a priority at Cigna. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy | CA Notice at Collection and Privacy Notice| Do Not Sell/Share My Personal Information| Ad Choices Cigna and Anthem were previously in the process of merging their $54 billion of assets, although completing the transition never occurred. Humana is one of the most widely-admired healthcare companies in the United States. We have a vision to passionately lead a state of health and well-being across Rhode Island. Part of the Blue Cross and Blue Shield Association, Anthem was created 19 years ago when it merged with Wellpoint Health Networks, and instantly became the largest US health insurer. Learn more about our history, what we are doing today and our commitment to providing access to high-quality, affordable healthcare coverage for all Americans. Depending upon the state, coverage is available from 1-36 months. 379 Fortune 500 employers actively participated in the 2022 CEI The $70 billion merger was one of the largest in corporate history. One of the major contributions of Highmark was the establishment of their juvenile health insurance program designed for children. Elevance Health is the largest health insurer in California, where it operates as Anthem Blue Cross and insures roughly 800,000 Americans. Free child care, Super Bowl tickets, and beer? In the Philadelphia area, along with Aetna, they are a very popular individual and group choice, and maintain a significant market share. Whole Life coverage can also be added to cover funeral expenses, grandchildren's education, and spouse or children's needs. | Updated on January 23, 2023. Both stand-alone and attachment contracts are available. You can check out the list of fortune 500 companies for previous years. In 2021, its profits increased by 33.5% compared with the prior years, and the company announced in early 2022 that it expects medical costs to remain at a high level in the near future owing to COVID. It has not been previewed, commissioned or otherwise endorsed by any of our network partners. These ancillary options can also be issued as stand-alone coverage. Sources: Bloomberg; S&P Global. Ambetter underwrites plans, and generally, rates are extremely competitive. Violation of antitrust laws was the main reason that the merger was denied. Part D coverage is offered by SilverScript, and three PDP plans are offered. Officially, the branded name reverted back to "Anthem" four years ago. They also were the first healthcare carrier to include benefits for heart transplants and general catastrophic coverage. rankings. Forbes magazine annually ranks the nation's top 500 large employers in 25 industries based on working conditions, salary, potential for development and company image. Cigna Connect HSA Bronze 6500 -- 0% coinsurance and HSA-eligible. These plans are available through the Covered California Marketplace and are eligible for federal subsidies. Health-insurance provider Elevance Health experienced rapid growth during the public-health crisis created by COVID-19. $2 million of coverage is available for temporary plans. Created and founded in 1945, their stated goal is to keep their customers and clients healthy. Blue Cross and Blue Shield Will Give Americans a Free Lyft to the Hospital, Heres One Reason Why Obamacare Premiums Could Spike Next Year, This is the latest healthcare insurer to get attacked by hackers, Why Big Health Insurance is pouring money into startups. Humana $53.70. Popular Marketplace plans include UHC Bronze Essential, UHC Bronze Standard $9,100 Deductible, UHC Bronze Virtual First, UHC Bronze Value HSA $6,700 Deductible, UHC Bronze Standard $7,500 Deductible, and UHC Silver Advantage. Bosson's son Jesse Bochco confirmed the news on his Instagram Sunday. Plus, many plans let you earn rewards or gift cards for healthy activities when you use the Attain by Aetna app on an Apple Watch or Fitbit, helping you save even more. The most common Medigap (Supplement) options are Plans A, B, C, F, G, G (HD), and N. Advantage plans, which allow the carrier to offer standard benefits, are popular in many areas because of their low cost. Blue Cross Blue Shield stands out for its well-rated plans, large network of providers and wide availability in all 50 states. The best overall health insurance company is Kaiser Permanente because its plans are highly rated and have low prices. Safety is not a concern since they have earned an "A" rating from the three major rating agencies (A.M. Best Co., Standard & Poors, and Moody's Investor Service). Their Senior portfolio is as extensive as any other major carrier, with products offered in most states. Advantage EPO Bronze. Good insurance companies include Blue Cross Blue Shield, UnitedHealthcare, Humana, Aetna and Cigna. Quick facts. Terms & Conditions. When purchasing benefits during Open Enrollment, your pre-existing conditions are covered without paying a higher premium, or waiting for any benefits to begin. Cigna was previously created when INA and Connecticut General merged in 1982. Feb 23, 2021, 11:00 ET OAKLAND, Calif., Feb. 23, 2021 /PRNewswire/ -- Blue Shield of California has once again been recognized as one of the World's Most Ethical Companies in 2021 by the. More than 40,000 free health screenings are also provided in many cities throughout the country. Biden announces new incentives to get vaccinated. It is the largest for-profit managed health care company in the Blue Cross Blue Shield Association. www.blueshieldca.com Company Type Private Ticker - Revenues ($M) $21,806 Profits ($M) $680 Market Value ($M) - Employees 7,832 Figures are for the fiscal year ended Dec. 31, 2020. Editorial Note: The content of this article is based on the authors opinions and recommendations alone. 7 on Insure.com's 2023 Best Health Insurance Companies list - earning 3.3 stars out of 5. Power's customer satisfaction scores, you can better understand how that health insurance company treats its policyholders. This rating has decreased by -7% over the last 12 months. However, the plans are frequently more expensive than similar coverage from other providers, making Blue Cross not a good choice for those on a tight budget. Anthem has about 40 million members and is ranked 33rd on the Fortune 500. Blue Shield is a non-profit carrier offering coverage to California residents. Member Blue Plans collectively have more than 150,000 employees nationwide, ranking the Blue System as a group among the 20 largest employers in the United States. S&P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. Use Forbes logos and quotes in your marketing. The worst-rated health insurance companies are Oscar and Molina. We provide health insurance in Michigan. 60% of employees would recommend working at Anthem Blue Cross and Blue Shield to a friend and 57% have a positive outlook for the business. Within the health care sector,Fortunesorted companies based on different health care industries, including wholesalers, insurance and managed care, medical products and equipment, and pharmaceuticals. All Rights Reserved. Previously, millions of grandfathered plans remained in-force, providing quality benefits at a reasonable rate. Non-subsidized and off-Exchange plans are also available. UHC has been expanding its "virtual visits" benefits, which provide 24/7 coverage for minor issues. Get a free quote now! In Allegheny and Westmoreland Counties, rates are extremely competitive for both individual and group products. In 2021, its profits increased by 33.5% compared with the prior year's . Blue Cross was formed in 1929 as a partnership between Baylor University Hospital and its patients . Online tools and resources are easily accessible for the policyholder, or for brokers and/or websites like ours to assist customers. Pavlo GoncharSOPA Images/LightRocket/Getty Images. 71% of employees would recommend working at Blue Cross & Blue Shield of Rhode Island to a friend and 79% have a positive outlook for the business. Overall, these performance ratings can give you a big-picture snapshot of which health insurance companies are the best, which are in the middle of the pack and which you should avoid. BlueCross BlueShield also offers global health coverage to individuals, students, and businesses. As an Independent licensee of the Blue Cross and Blue Shield Association, IBC offers Marketplace plans, off-Exchange contracts, and group coverage for small and large employers. Seniors can also obtain affordable coverage as Supplement (MedigapSecurity) contracts are available. Located in Detroit-Warren-Livonia, MI Metropolitan Area. Courtesy of Blue Cross Blue Shield of North Carolina Employees say: "Leaderships transparency around their personal challenges and triumph has provided a sense of common ground that's made it. Also, several physician groups (American Medical Association is one of the largest) opposed the Aetna-Humana merger, along with the Cigna-Anthem merger. A national support line for veterans is available 24/7. Centene's "Whole Health Solutions" provide many services to customers, including comprehensive specialty drug management, vision services with exams and frame benefits, pharmacy services, dental care benefits, and 24/7 nurse line services. Because company performance can vary by state, we recommend that those shopping for insurance on HealthCare.gov also compare the star ratings of individual plans offered in their location. Oregon. Highmark's mission is to be the leading health and wellness company in the communities we serve. [Maryland and WDC] Offers healthcare insurance to residents of Maryland and Washington, DC. The HSA Bronze and HSA Silver plans are very popular for healthier households seeking low rates and an additional tax deduction. Often larger provider-networks and streamlined enrollment are common with these options. Blue Cross was formed in 1929 as a partnership between Baylor University Hospital and its patients who were struggling financially. There is no law or obligation that requires any person to elect Medicare Supplement coverage. For Seniors, many Medigap and Medicare-related products and services are available. Blue Care Advisors provide condition and care management, for persons that are currently in the hospital, or being treated for serious or chronic conditions. Blue Cross-Blue Shield of Michigan 2007 revenue: $10.2 billion Fiscal year end: Dec. 31 2007 Employees: 8,500 Industry: Health care:. Wisconsin Physicians Service (WPS) is a claims partner that helps administer Parts A and B Medicare coverage for Seniors. The most common third-party ratings for insurance companies include: Checking company ratings and customer evaluations can help you understand what the company values and how it stacks up against its competitors. Temporary Assistance For Needy Families (TANF) and coverage for the aged, blind, and disabled (ABD) are additional Medicaid programs that are utilized. S&P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. Typically, single, family, self-employed, Senior Medicare, and small-business options are offered. They recommend that older adults routinely receive the following screenings: BMI (Body Mass Index), diabetes, hypertension, cholesterol, fall prevention, osteoporosis, and colon cancer. FORTUNE is a trademark of Fortune Media IP Limited, registered in the U.S. and other countries. Assistance with treating colds and viruses, allergies, migraines, and minor pain can be provided quickly and easily. Courtesy of Blue Cross Blue Shield of North Carolina, CA Notice at Collection and Privacy Notice, Do Not Sell/Share My Personal Information, Date info provided (companies may opt to keep some data confidential). Frame allowances are provided every 12-24 months. Medigap coverage is available outside of standard Open Enrollment periods if you reach age 65. Typically, prices are among the most competitive of all companies in most urban and rural areas. Blue Cross and Blue Shield of Illinois, a Division of Health Care Service Corporation, a Mutual Legal Reserve Company, an Independent Licensee of the Blue Cross and Blue Shield Association 228335. . Offers may be subject to change without notice. Popular Medicare Advantage HMO plan options are the Keystone 65 Focus, Select, and Preferred. Finally, besides the monthly price you pay, you should carefully review the deductibles and copays or coinsurance before choosing a policy. Health Sherpa is responsible . When it comes to supporting employees, flexibility CA Notice at Collection and Privacy Notice, Do Not Sell/Share My Personal Information. First, choose a well-rated company thats operating in your area. These choices can help you get the best type of coverage to meet your needs. Exchange, Senior Medicare, and ancillary products can be discussed. The FBI arrested a former University of Michigan employee in connection with the threats. With headquarters in Chicago and offices in Washington, D.C., BCBSA has about 1,000 employees. We started in the height of the Great Depression in 1936 in Chicago and grew out of a shared interest to protect individuals and families from financial ruin related to health care costs. The final list ranks the 500 companies. 22 service center facilities are located throughout the US for medical and dental customers. When choosing a health insurance company, you should evaluate the costs for both the plan and your medical care, as well as customer reviews. UnitedHealth Group separately owns the health insurance companyUnitedHealthcare.). "Highmark Direct" stores are available for consumers in 11 locations. Learn the critical difference between Anthem and Blue Cross Blue Shield filing a claim, mobile app, company overview, etc. [5] S&P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. The ranking is based on a survey of about 45,000 workers at American companies . All Rights Reserved. This means that you may be able to get a Humana plan through your job, but plans are not available on the health insurance marketplace or directly from Humana. Market value as of Jan. 20, 2023. The Office of Naval Research is collaborating with the German Federal Agency for Disruptive Innovation in an event offering funding for developers who dream bigger and may not even have an application for their ideas. Annual ranking of America's largest corporations. The most affordable plans offered in Illinois are Blue Precision Bronze HMO 205, Blue Choice Preferred Bronze PPO 201, Blue Choice Preferred Bronze PPO 202, BlueCare Direct Silver 212 With Advocate, and Blue Precision Silver HMO 206. Based in Pittsburgh, Highmark provides benefits to more than 5 million persons countrywide. Today, Blue Cross and Blue Shield companies cover: 88 of America's Fortune 100 employers, including some of America's top companies like Microsoft, Walmart, General Motors and UPS. When it comes to supporting employees, flexibility CA Notice at Collection and Privacy Notice, Do Not Sell/Share My Personal Information. Start sales research here. Extensive dental and vision products are also available at very competitive prices. Best Dental Insurance Companies of 2023 Best Overall: Cigna Runner-Up, Best Overall: Renaissance Dental Best for No Waiting Periods: Spirit Dental Best Value: Humana Dental Insurance Best for. Silver-tier plans are popular options for low-income households, since "cost-sharing" can substantially reduce deductibles, copays, and maximum out-of-pocket expenses. UnitedHealthcare Features A Large Portfolio Of Plans. The hot springs are adding a 21-and-up section this summer with special pools that mimic famous soaking waters from around the world. Caltech takes the top spot along many universities, including Cleveland State (No. So far, about $500 million has been given back. HMO, PPO, and POS products are available. This often results in discounts up to 75% (especially for lab tests and diagnostic services) that save patients thousands of dollars in out-of-pocket expenses. As the third-largest health insurance company,they offer extensive support to the US Department of Defense and TriCare. Our Horizon Advantage EPO Plan uses the Horizon Managed Care Network in New Jersey. Kaiser Permanente is the top-rated health insurance company in the U.S., according to available state data from the National Committee for Quality Assurance (NCQA). Originally created in 1936, HCSC offers more than medical insurance coverage. The earliest possible Exchange return is 2023. Seniors across the US use UHC for Medicare Advantage, Medicare Supplement, Prescription Drug (Part D) and Special Needs coverage. Blue Cross Blue Shield has an average NCQA rating of 3.7 out of 5 stars, the second highest of the insurers we reviewed. which are located inside CVS or Target retail locations. This is typically because some providers offer additional benefits with their policies, such as online member portals or gym memberships. CHIP and "Special Care" plans are also offered. You may also request a copy of your Form 1095-B in the mail by completing the electronic request form, by mailing your request to Blue Cross & Blue Shield of Mississippi, Attn: 1095-B Request, 3545 Lakeland Drive, Flowood, MS 39232, or by contacting our Customer Support Team at 601-664-4590 or 800-942-0278. This makes Aetna a good deal for those who are young and healthy. Affiliate United Concordia provides dental coverage while affiliates Visionworks Of America and Davis Vision underwrite vision plans. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. More than 60,000 pharmacies are included in the provider network, along with an additional 175,000 behavioral and mental health providers. If youve been thirsty for a legitimately huge UFC pay-per-view event, one that bridges the gap between casual mixed martial arts fans and the hardcore, there is one on the doc for Saturday night at the T-Mobile Arena in Las Vegas. Kaiser Permanente's consistently high ratings mean you're likely to be satisfied with your health insurance, making it a good choice if plans are available in your area. List of fortune 500 companies for 2019 Monthly premiums in California are often $0 and primary-care physician and specialist office visit copays are as low as $5. FORTUNE may receive compensation for some links to products and services on this website. Click to share on Twitter (Opens in new window), Click to share on Facebook (Opens in new window), Affordable Health Insurance And Medigap Plans Instantly Compare, A.M. Best Company Health Insurance Ratings, Affordable Missouri Health Insurance Compare Private And Senior Coverage, Health Insurance Alternatives To Obamacare Affordable Medical Options, New Jersey Health Insurance Rates Compare Private And Senior Plans, Alabama Health Insurance Affordable Individual, Family, And Senior Plans, Unemployed And Need Health Insurance? Kaiser Permanente consistently ranks as having the most satisfied customers. A "catastrophic" plan is not offered. You can use these metrics to evaluate companies and choose the best insurance for you. Blue Cross Blue Shield and UnitedHealthcare also have good ratings. Blue Shield of California health insurance review and ratings 2023. Non-discrimination policy includes sexual orientation. Ohio. Premiums were typically very attractive in many parts of the East and Midwest. Humana offers one of the most consumer-friendly ways to apply online and easily enroll and obtain coverage. A drug pricing guide is available to all customers. Additional companies that offer related services include DeCare Dental, Golden West Dental, Resolution Health, Meridian Resource Company, and National Government Services. A study also found that Blue Cross ranked higher than average for customer satisfaction in multiple regions. Powered and implemented by Interactive Data Managed Solutions. Prescriptions can also be recommended and prescribed. Aetna vs. Blue Cross Blue Shield. Collectively, the enterprise provides health insurance to nearly 1.5 million members and employs about . NCQA star ratings: Average insurer performance for customer satisfaction and quality of medical care, as calculated for available state ratings of private, commercial health insurers. Kaiser Foundation Health Plan And Hospitals is a non-profit entity and works with Permanente Medical Groups. Independence Blue Cross (IBX or IBC) is Southeastern Pennsylvania's biggest provider of medical coverage for individuals and businesses. Currently, they are one of two carriers (Ambetter is the other company) that offers Exchange options in Southeastern Pennsylvania, since Aetna has exited that market. Copay plans were among the most popular, and were available in the Bronze, Silver, Gold and Platinum tiers. As a World Economic Forum Strategic Partner, facilities, specialty services, advanced technology, and personalized care are provided in Spain, Latin America, and the United Kingdom. FC Barcelona president Joan Laporta and Real Madrid counterpart Florentino Perez took advantage of their teams' Copa del Rey semi-final first leg meeting on Thursday to meet and discuss a strategy for the launch the European Super League (ESL), according to reports. Blue Cross & Blue Shield of Rhode Island has an overall rating of 3.4 out of 5, based on over 149 reviews left anonymously by employees. FC Barcelona And Real Madrid Presidents Met To Discuss European Super League Strategy Before El Clasico - Reports, Xavi And Laporta Clash On Raphinha Summer Sale By FC Barcelona - Reports, Friday, March 3. Mental Health Insurance Coverage And Substance Abuse Information, Ohio Health Insurance Plans View Affordable Individual And Senior Rates. Private individual policies were previously available in 22 states including most Midwestern, Central plains and Western areas. In 2021, our customer service representatives answered 21,200 member calls per day. S&P Index data is the property of Chicago Mercantile Exchange Inc. and its licensors. What you need to know about the forces reshaping our industry. Supplement contracts are also offered. The company uses its experience to gain more members every. As a customer-owned carrier, there is no stock available for purchase, and thus, there are no shareholders. After comparing Aetna and Blue Cross, we found that Blue Cross was slightly better than Aetna for its larger in-network size, availability and selection of health care plans. As of 2022, the company had 46.8 million members within their affiliated companies' health plans. Explore tools to estimate and compare costs. Several health systemsas well as many other companies in the health care industrymade the list. Medicare Advantage plans include Aetna Medicare Advantra Cares, Aetna Medicare Advantra Credit Value, Aetna Medicare Advantra Eagle, Aetna Medicare Advantra Premier, Aetna Medicare Premier 1, Aetna Medicare Premier 2, Aetna Medicare Advantra Premier Plus, Aetna Medicare Advantra Silver, Aetna Medicare Advantra Silver Plus, Aetna Medicare Gold Plan, Aetna Medicare Silver, Aetna Medicare Value, Aetna Medicare Elite, Aetna Medicare Assure 1, Aetna Medicare Premier Plus 1, and Aetna Medicare Premier Plus 2. In addition to medical coverage, dental, vision, small business and Medicare benefits are available. Offices are located in Lancaster, Allentown, North Hills, Harrisburg, Mechanicsburg, South Hills, Easton, Monroeville, Williamsport, Erie, and North Fayette. Some of its biggest brand name affiliated companies include Blue Cross, Blue Cross Blue Shield (BCBS), Empire Blue Cross, Anthem, Amerigroup, UniCare and CareMore. Blue Cross & Blue Shield of Rhode Island (bcbsri.com) is a non-profit, community-focused health plan established in 1939 to help Rhode Islanders finance their healthcare needs. Senior services are heavily emphasized by Anthem Medicare Supplement and Medicare Advantage plans. Kaiser Permanente is almost always ranked as having the highest customer satisfaction, and it especially stands out for having the best Medicare Advantage plans. Based in Indianapolis, several "customer segments" provide diversified coverage. Health-insurance provider Elevance Health experienced rapid growth during the public-health crisis created by COVID-19. Operating under the Blue Cross and Blue Shield name, they are one of the nation's largest BCBS carriers. For persons under age 65, Marketplace plans are offered in the following states: Arizona, Colorado, Florida, Georgia, Illinois, Kansas, Mississippi, Missouri, North Carolina, Pennsylvania, Tennessee, Utah, and Virginia. Also, their coverage of active-duty and retired military personnel is very extensive, with more than 3 million persons covered. Our vision is to ensure that all members of the community have access to affordable
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