Choose a card from the list or search by location or card name. 178 0 obj One may also ask,do pensioners get free train travel in . This is unfair, and I don't think this cost is refunded if you submit the form for a refund. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. No, you cannot transfer a balance from one Synchrony Bank credit card to another. 0000004863 00000 n If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. How long does it take to process a balance transfer from another company? Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. 0000001755 00000 n My old one is registered and everything with my account but there seems to be no way to import that one in. If youre getting a 0% APR balance transfer card, check the duration of the promotional period and the APR that applies once the promo period ends. Your current balance will be transferred to the new myki, which you can use immediately. The cost would have been deducted from the balance at transfer. You can only activate a Mobile myki on one device at a time. Was told a main railway station can move the balance. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. I have had a myki card virtually since the start date. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. Here are some tips to save on fees and interest on a balance transfer. 0000004635 00000 n At this stage, these are the only card types available on Mobile myki. 0000010193 00000 n You can use the ticket number to register your myki or if you require a refund. If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. There is no principle. You need to submit a balance transfer application that is subject to approval. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? <>/BS<>/F 4/Rect[91.995 203.87 285.75 216.51]/StructParent 2/Subtype/Link>> WalletHub Answers is a free service that helps consumers access financial information. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. These are the eight most commonly purchased myki Passes. Please note, balance transfer is not instantaneous. No. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. How are Banks Adapting to Meet New Needs Because of Coronavirus? -- Lee Huffman, credit card expert at BaldThoughts.com. 187 0 obj Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. If you expect your journey to take more than 2 hours, exit the barriers when you change and touch off, then re-enter and touch on again before boarding your connecting service. They are good for people who use transport frequently. So I had a mobile MyKi with around $6.xx balance on it. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! What are the best credit cards for bad credit with no deposit and instant use? The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Only needed to log on and change auto top-up to new card. <>stream Done it twice now. If you apply for a replacement online or over the phone, we'll send you a new myki with the transferred balance within 10 business days. Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). Privacy Policy. My old one is registered and everything with my account but there seems to be no way to import that one in. 0 Wait a few minutes then check the app to see your balance. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. I realise this is not a life-changer, but there's a principle at stake. How Prepaid Cards Work & Why You might want one? and our We're looking to expand the number of card types available, so more passengers can use Mobile myki. For more information see Google Help and Support. About a week back, I went from Frankston to St. Albans, changing at Flinders. This will allow you to deactivate your Mobile myki then reactivate it again. To do so, you have to block your existing Myki card (annoying, we know). Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. Unless there is anything special in what you need, I would think that most people only need one or two myki cards. Transferring a credit card balance is relatively easy, but you need to follow a few steps. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. Cookie Notice I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. You can then see what Android version youre on. 0000003206 00000 n Please note you cannot replace a lost or stolen myki at a premium station. Press question mark to learn the rest of the keyboard shortcuts. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream endobj Wtf? For instance, your applications for new cards and balance transfers remain subject to approval. If you're entitled to these additional benefits, you can access them by using your myki smartcard. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. <>/MediaBox[0 0 594.96 842.04]/Parent 29 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>> What to Do If You Cant Get a Student Credit Card? Auto-load is the same as auto top up. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. endobj This is regardless of whether there is a myki pass or existing fare on the myki. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. Always the last place you look lol. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. You paid down debt, which means you won't have to pay interest on previous balances going . I'm in Adelaide. A balance transfer does not happen automatically. Auto top up and Auto-load cant be transferred to your new myki. <> Myki credit, once on your card, does not expire after 90 days of not getting used. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Easy, and only required every three years!! k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. 0000005223 00000 n <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Choose the zones you want to travel in and the number of consecutive travel days you need. Myki is the best free password manager for users looking for secure storage, ease of use, quick authentication, and cross-platform syncing. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Your balance is protected from the time you tell us your myki is lost or stolen. Tap the Add button . The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. damage that exceeds normal wear and tear. My Myki was due to expire after three years. 3. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. But is it possible to go to a ticket booth and have the person there do it? I have a card with $19.90 on it. Tap Transfer Existing Card. This answer was first published on 03/01/23. Remember to top up with enough money to pay for your entire journey. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. What is the best low interest credit card? If your myki card is registered, call 1800 800 007 or visitptv.vic.gov.au. Your first touch on creates a 2 hour fare. 0000000016 00000 n For more information, visit the V/Line website. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. xref To keep travelling with auto top up or Auto-load, youll need to set it up again. I am only onto my second card because the first was lost. Your Mobile myki will now appear in Google Wallet. Carrying that balance is costing you $1,000 a year in interest. Keep in mind that credit utilization is also affected by individual card balances. It's shit like this which makes me happy and proud I have never used Myki in my life. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. In a couple of weeks I will be renovating and furnishing a new house. You may also need to restart your phone after updating the app. The call centre staff member told me "we're not a financial institution so it's not that simple". 0000118233 00000 n JavaScript must be enabled to use this site.We're sorry for any inconvenience. there's no excuse for this money-grubbing by the Myki corporation. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. This resets the fare expiry and gives you more time to complete your journey. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. You can only have your Mobile myki active on one device at a time. endobj Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . startxref Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Standard message rates apply. How To Transfer A Credit Card Balance To Another Card. This will allow you to deactivate your Mobile myki. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. %PDF-1.5 % We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. 0000117992 00000 n New comments cannot be posted and votes cannot be cast. We'll block it and can arrange a refund to your new Mobile myki. Save. 186 0 obj It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. If you're using an international payment card you won't be able to top up via the PTV website. The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. @john_miller 03/01/23 This answer was first published on 03/01/23. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. Unregistered vehicle permit. The reason for that is because low interest rates for transfers are made to attract new customers. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. To transfer Myki you need to deactivate the myki card and move to the new device. The phone is awake whenever the screen is turned on, even it's locked. General concession available with Mobile myki can be used by any eligible concession card holder, but the only fare benefit will be the 50 per cent of full fare discount. Click on "Select Offer.". Know your existing credit card's interest rates, balances, and balance transfer limits. I know there's nothing you can do. For more information, visit the V/Line website. The short version. Contact us to request the transfer. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M 183 0 obj This 0% interest period can help you carry your debt for a limited time without paying interest. The unused money does not sit in an account earning interest. It seems pretty archaic having to fill out a form and send it in for a replacement Myki. Check your phone to make sure you're connected to WiFi or mobile data. replacement card and to organise a balance transfer from your old myki to your new one. Sorry, the Seniors Card program cannot replace lost myki cards. Any money on your card will be protected. I found that other card with $19.90 on it. What are the best cash back credit cards for fair credit? It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If you travel occasionally pay as you go with myki Money. Step 4: Analyze Your Top Picks. How can I check the balance of my myki card? How to Add Authorized Users & Employee Cards on a Business Credit Card? This may also be an anti money laundering thing. What are the best Ways to Start Travel Hacking? They actually can transfer your funds really easily but you need to get a case created. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. Your Mobile myki expires after two years. This will let you manage your myki as you would a physical myki card. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. What is the best balance transfer credit card? They earn interest on it. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. endobj <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> It has a 256-day expiry and credit is rolled over if you renew before the expiry. 180 0 obj But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. You can also replace your myki online or by calling us. There must be hundreds of thousands of Myki card balances in this situation, if not millions. To use, simply: top-up your card tap on at the start of your journey tap off at the end. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. Why is it impossible to transfer money online between different Myki cards? I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. How to Process Credit Card for Consumers & Merchants? If you receive a check, you then need to forward it to your old card provider. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. endobj Under Other, select Transfer. Only Mobile myki has the ability to charge you a fare via a myki device. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. If the card is unregistered you cannot recover the myki money. Within the phone, go to Settings > Connected devices. I know it's not possible to do it online. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. JavaScript must be enabled to use this site.We're sorry for any inconvenience. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Your original go card will be cancelled immediately and cannot be used for further travel. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . In addition, it is not any companys responsibility to ensure all questions are answered. Pick a card that waives the balance transfer fee. The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. 8:35pm Feb 8, 2020. Press J to jump to the feed. trailer Hold the phone still when touching on and off. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. Your myki smartcard expires after four years. Learn more about auto top up. Reddit and its partners use cookies and similar technologies to provide you with a better experience. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. You can transfer your registered go card balance (including the refundable deposit) to another valid go card by calling 13 12 30.
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